What changed

When there's a small cash surplus or shortfall (just a few cents), the system now chooses which fund to adjust more intelligently.

Smarter fund selection

Instead of always adjusting the largest fund, the system now prioritizes funds that already have trades planned. The penny gets added onto an existing trade rather than creating a new one. That means fewer trades and lower friction when finalizing your rebalance.

Clear explanation

The allocation banner shows why a specific fund was selected, so you understand the logic behind the recommendation.